初入職場的社會新鮮人,起薪不高或經濟能力有限,在手頭資金較不寬裕的情況下,可能忽略自身的保障規劃。壽險業者指出,根據衛福部統計,平均每人醫療保健支出超過5.6萬元,代表住院一次,可能花掉年輕人兩個月以上的薪水,且年輕族群住院占總住院人數約32.4%,若選擇治療效果較佳的新式手術或升等單人病房,醫療費用將更難以負擔,對新鮮人來說提早拉高保障很必要。
國泰人壽建議,社會新鮮族在規劃基礎保障之餘,也可透過「投資型商品」提早規劃自身高額壽險保障及穩定現金流,但投資型商品分類及費用結構有多種型態,且需自行承擔投資風險,建議新鮮人要評估自身風險屬性,選擇適合商品。
考量社會新鮮人工作剛起步,經濟基礎尚未穩固,資金較有限,可選擇投資型保單中的變額萬能壽險,透過定期或彈性繳交保險費,用小額保費即可享有高壽險額度保障,還可以依據人生不同階段靈活調整保額,讓人生風險安心無虞,並選擇類全委帳戶透過專業團隊代操,投資策略相對穩健,除可解決不知如何選擇標的困擾外,也能協助客戶克服人性弱點,避免因一時市場波動而追高殺低,達到穩健投資的目標。
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有關屏東汽車借款貸款流程有哪些?
第一融資有限公司專營屏東汽車借款,屏東機車借款,房屋土地二胎,軍公教人員借款,屏東借款,沒有銀行繁雜的程序,提供給屏東客戶快速、簡捷的手續
老牌店面 政府立案 專業服務 親切態度
找不到合法借錢管道?別擔心!桃園汽車借款,桃園免留車,助你輕鬆借代貸免煩惱
借款不求人士林當鋪,政府合法立案利息低
總額的借款不會有另外的手續費,汽車借款不限車種、不限車齡,免留車汽車借款,有無分期,都可辦理,周轉性高,各行各業均可申請。
提供比銀行更能靈活取得資金的方式,誠信合法,沒有銀行繁瑣的手續。
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來源鏈接:https://ctee.com.tw/wealth/tutor/643263.html
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哪家鳳山當舖可以用公司車、貸款車進行借款?
有工作!有汽車!1~500萬免留車,馬上借!
屏東當舖老字號合法經營當舖
大眾當鋪位於屏東市民生路3-17號,為政府合法立案,屏東當舖公會所認可的優質當舖
購物也能刷卡換現金?
全省皆可刷,手續費最便宜,不怕您比較, 多樣化的選擇 滿足客戶需求
刷卡換現金會不會造成信用卡容易被盜刷的危機?
提供刷卡換現金,打破同業最低價,扣的最少拿得最多
Orignal From: 善用投資型保單 打造穩定現金流
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